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Florida Home Insurance Rates Jump Higher than Your Child on a Trampoline

by Admin 15. September 2009 16:49

Your homeowners insurance covers more than your home. It covers liability (confirm with your agent). This often overlooked coverage is probably the most valuable part of your home insurance policy.

The cost of your insurance is determined by replacement value and risk. Many people are surprised to learn that the addition of a trampoline can cause your homeowners insurance to go up.

Is this because they are afraid of you or your family hurting themselves? Actually, your insurance companies concern is that a neighbor will be using your trampoline and injure themselves. If that occurs, you will be liable if sued and therefore your insurance company would have to pay out.

If you are considering purchasing a trampoline, pool, or other item that will add to the risk of your home, talk to a licensed agent at The Florida Insurance Group.

Visit http://www.floridainsurance.com or call (407) 277-6000.

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Tags: florida homeowners insurance

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11/21/2009 5:39:54 PM #

This is a very valid point and also modern insurance companies will tailor your policy to your situation. You could save money by mentioning that you have no trampoline etc on the premises. Liability is something that most people overlook but is a key factor in insurance.

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