November 25, 2024
AgencyDoes Homeowners Insurance Cover Plumbing Issues?
Homeowners insurance is a form of financial protection that may cover your home and belongings when unexpected incidents happen, such as a fire, storm or break-in. It may pay for repair and replacement costs and often includes liability protection. Having adequate homeowners insurance is crucial to avoid unexpected financial challenges from damage or liability incidents. […]
October 21, 2024
Florida Insurance GroupHow Condo Insurance Works in Orlando, Florida
Residing in a condo in , , can provide the perks of owning a home without the maintenance hassles of a traditional house. Yet, as a condo owner, having insurance is crucial to safeguard your investment. At , we can guide you through the details of condo insurance to ensure you have the proper financial […]
September 18, 2024
AgencyWhat Does It Mean If My Homeowners Insurance Policy Does Not Renew?
While it might sound alarming, understanding the reasons behind a homeowners insurance policy nonrenewal and how to address them can help you navigate this situation effectively. What Nonrenewal Means When your homeowners insurance policy doesn’t renew, it means your insurance provider has decided not to extend your coverage beyond the current policy term. There are […]
August 21, 2024
Florida Insurance GroupAre Home-based Businesses Covered by Homeowners Insurance?
Starting home-based businesses can offer flexibility and the opportunity to pursue your passions from the comfort of your own home. However, many home-based business owners might overlook an important aspect of their operations: insurance. Understanding whether your homeowners insurance covers your home-based business and identifying the specific insurance needs for of your business can help […]
July 18, 2024
Florida Insurance GroupWays to Protect Your Home While on Vacation
As you pack your bags and prepare for that well-deserved vacation, don’t forget about ways to protect your home. While you’re away, unexpected incidents can occur, from break-ins to water leaks. Taking a few simple precautions can help minimize risks and help ensure a worry-free getaway. How to Protect Your Home While You’re Away Consider […]
June 28, 2024
Florida Insurance GroupHome Maintenance Tips to Prevent Claims
Here are some home maintenance tips to help you prevent homeowners insurance claims. Homeowners insurance is an essential investment to financially protect you, your family and your home from various risks and perils. However, while acquiring and maintaining an adequate policy is necessary, there are still steps you should strongly consider to minimize the possibility […]
June 27, 2024
Florida Insurance GroupHurricane Preparation in Florida
The annual Atlantic hurricane season is upon us, and homeowners and families must once again take steps to protect themselves financially from the potential damage caused by these severe storms. In recent years, hurricane landings along the Gulf of Mexico and the Atlantic coast have wreaked havoc at a record scale, including several of the […]
May 27, 2024
Florida Insurance GroupHow Does My Homeowners Insurance Deductible Work?
When it comes to protecting your home, understanding how homeowners insurance deductibles work can be essential. These deductibles can be crucial in determining your out-of-pocket expenses when you file a claim. What Is a Homeowners Insurance Deductible? A homeowners insurance deductible is the amount you are responsible for paying when you file a claim. It’s […]
April 24, 2024
Florida Insurance GroupThe Impact Increased Claims and Payouts Have on Insurance Rates in Florida
In , the dynamics of increased claims and payouts play a crucial role in shaping insurance rates. Understanding this relationship can offer valuable insights into how insurance premiums are determined and why they may fluctuate over time. The Connection Between Claims, Payouts and Insurance Rates Insurance operates on the principle of risk pooling—the premiums collected […]
March 26, 2024
Florida Insurance GroupWho Decides How Much My Property Is Worth?
“Who decides how much my property is worth and how do they do it?” When it comes to protecting our assets, insurance plays a pivotal role. Whether it’s your home, car or personal belongings, having the right insurance coverage is essential for financial security. However, determining the value of your property for insurance purposes can […]